How it works
Crowdfunding lets many people each invest a small amount in a growing Ethiopian company — and share in the outcome. Not a donation, not a loan to a stranger: a regulated investment, with screening, escrow and record-keeping between you and the risk of the wild west.
From sign-up to repayment
Create your account & verify your identity
Sign up in a minute, confirm your email, then complete a one-time identity check — Fayda national ID or passport. The law requires every investor to be verified before a single birr moves, and it is what keeps this market clean.
Browse screened offerings
Every company you see has passed eligibility screening by our compliance team — legal registration, shareholder disclosure, conflict-of-interest checks. We list facts, never recommendations: the decision is always yours.
Invest from ETB 1,000 — money goes to escrow, not to us
Read the key risk summary, acknowledge it in your own words, and commit. Your money goes directly to a segregated escrow account at a partner bank. We never hold it. If the campaign misses its minimum target, every investor is refunded automatically.
Track your portfolio — and watch repayments arrive
When a raise succeeds, funds are released to the company only after two separate officers approve. You receive your ownership record, and for loans, repayments flow back to your own account on a published schedule.
Three instruments, plainly explained
Equity
You buy shares — a piece of the company. If it grows, your stake grows; if it fails, you can lose everything. Highest risk, highest potential.
Debt notes
You lend; the company repays on a schedule with interest, straight to your own account. Includes 0% impact loans — lending for outcomes like jobs and farm incomes, where your best case is your money back plus the impact.
Revenue share
You receive a share of the company's revenue until an agreed cap is reached. Returns rise and fall with real sales.
All investments can lose value. Nothing here is advice or a recommendation — the platform is required by law to stay neutral, and we like it that way.
What stands between you and the risk
Your money never sits with us
Every birr is held by an external escrow bank until funding conditions are met — the platform cannot touch it. This is Article 70(2)(d) of the ECMA directive, and our architecture makes it physically true.
Two officers to move funds
Releasing money to a company requires two different senior officers to approve, separately. No single person — including the platform's own staff — can move investor funds.
Automatic refunds
If a campaign misses its minimum, refunds are triggered without any approval step. No forgotten sign-off can trap your money.
Cooling-off period
Changed your mind? Every commitment can be cancelled within the cooling-off window for a full refund, no questions asked.
Investment limits that protect you
Retail investors have annual and per-offering caps based on their classification — enforced by the server, not the honour system.
A register that cannot be quietly edited
Your ownership is recorded in an append-only register that is cryptographically tamper-evident. Not even a database administrator can silently rewrite history.
Raising capital on the platform
Apply with your PLC
Ethiopian private limited companies with a real business and audited registration can apply. You'll declare your shareholder list — it is cross-checked against the platform's own staff for conflicts of interest.
Pass eligibility screening
The compliance team reviews your legal status, disclosures and use of funds against the four statutory exclusions. Screening protects you too: a clean process is why investors trust the money to arrive.
Publish your offering with full disclosures
Your campaign lists with a key risk summary, use-of-funds statement and offering terms — version-controlled, so there is always a record of exactly what investors saw.
Raise, receive, repay
Reach your minimum target and the escrow bank releases funds to you after dual approval. For debt raises, your repayment schedule is generated automatically and every installment is distributed pro-rata to your investors.
Questions first? Read the fundraiser FAQ
Fees
Investors: free
No account fees, no investment fees, no fee on repayments. Growing a trustworthy crowd of investors is the whole point.
Companies: a success fee
A screening fee at application and a percentage of funds actually raised — charged only when your campaign succeeds. Final rates are published with the licensed pilot; there are no hidden charges, because hidden charges are exactly what this platform exists to replace.
Questions first? Read the FAQ or learn who we are.