Abay Mill — cold storage pilot note
Abay Agro-Milling PLC · Agro-processing · Bahir Dar
Short-dated note financing a single cold-storage unit at the Bahir Dar site. Minimum already met; awaiting escrow release.
Key terms
- Instrument
- Secured note
- Interest rate
- 13% p.a.
- Term
- 18 months
- Repayment
- BULLET
About the company
Abay Agro-Milling operates a 120-tonne/day flour and pulses mill in the Amhara region, sourcing wheat and chickpeas from approximately 4,200 smallholder farmers.
- Legal form
- PLC
- Registration
- MT/AA/14/0098765
- TIN
- 0012345678
- Incorporated
- 2019
Disclosure package
Financial statementsv1 · 4d6fa04064… · published 10 Aug 2026
Audited financial statements for Abay Agro-Milling PLC cold storage pilot covering the two most recent fiscal years, prepared under IFRS for SMEs and signed by an ECMA-recognised audit firm.
Offering memorandumv1 · 41437dec3f… · published 10 Aug 2026
Full offering memorandum for Abay Agro-Milling PLC cold storage pilot. Contains the complete legal terms of the offer, the issuer's corporate history, capital structure, material contracts, litigation history and audited financial statements.
Key risk summary (plain language)v1 · 17a7b379ac… · published 10 Aug 2026
This is a loan to a private company and is not a deposit. If the company cannot repay you may lose some or all of your money. The note is short-dated and unsecured beyond the general assets of the issuer. Interest is not guaranteed.
Security termsv1 · 037a3cfca3… · published 10 Aug 2026
Unsecured note bearing 13% per annum, principal and interest repaid as a bullet at 18 months.
Use of fundsv1 · 285c161ac1… · published 10 Aug 2026
Purchase and install one 40-tonne cold-storage unit at the Bahir Dar milling site.
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- · Funds held by an external licensed escrow partner — never by this platform
- · All-or-nothing: automatic full refund if the minimum is not met
- · 48-hour cooling-off cancellation, no penalty
- · Release to the issuer requires two separate authorised signatories
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